Money Likes Speed

Hey gang, I just finished reading an insightful article from Robert Ringer's FREE newsletter, A Voice of Sanity in an Insane World. (I highly recommend you sign up for this eye-opening newsletter by clicking here.)

Anyway, the title of today's article was "Success Likes Speed." In the article he quotes another one of my favorite authors, Joe Vitale. Joe's saying "Money Likes Speed" is a brilliant piece of advice that we can all to take to heart.

Both authors make these points:
- Action breeds results
- Taking the 1st step to getting what you want is not only THE most important one...it's also the hardest one for most of us.
- Over-planning & over-analyzing is a BIG productivity killer.
- Procrastination SAPS your enthusiasm
- The longer you wait to go after whatever it is you want, the less likely it is you'll get it
- Time is finite. It's the only thing you can never get more of. When it's gone, it's lost forever.

So what's my point for telling you all of this?

Simple. I'm dedicated to helping homeowners like you take control over your financial future. To educate you on quick & easy ways to use your house to take control of your future.

So why wait? TAKE ACTION NOW! I can help you with FREE information to get you back on track to achieving your financial goals. Click here for my FREE report & get all the details now!

To your action-oriented success,
Steve

The Ugly Truth...and 11 Reasons Why You Should Take Control of Your Financial Future NOW!

WARNING: What you're about to read may not be upbeat. But it's true...

I was reading Howard Dayton's inspiring book "Your Money Map" recently...
(By the way, if your serious about learning the 7 Steps to true financial freedom, this is an awesome resource!) when I came across these 11 alarming facts.

· The United States is absorbing 80% of the world’s surplus savings to fund its deficits and debts
· 2/3 of all middle-income Americans (66%) live paycheck to paycheck
· Most people have not been taught how to handle money properly
· Every 27 seconds in America, a couple divorces. The #1 reason? MONEY PROBLEMS
· In 2005, the personal savings rate was negative 5% of their income, the lowest personal savings rate in 73 years (source: US Dept. of Commerce, Bureau of Economic Analysis, www.bea.gov)
· 82% of middle-income Americans say there’s not much left to save after the pay their bills
· The average American today spends $1.10 for every dollar earned
· The average American credit card holder carries more than 6 cards and owes more than $9,300 on them
· In 2005, credit card debt in the USA totaled $797 BILLION (source: consumer credit, www.federalreserve.com)
· 97% of Americans age 65 have less than $600 in their checking account. Only 3% are financially secure and 54% are still working (USA Today)
· If you make only the required payment on a 30-year mortgage, it’ll take 23 years before the principal and interest portions of the payment match each other!

Wow!

Can you see why it's vitally important for you to take control of your financial future now?

Want some help? Stay tuned - because I'm putting the finishing touches on a resource that puts you on the path to freedom quickly and easily!

I'm excited! And I can't wait to show it to you!

Hold on to your hats...the minute you can get your hands on this amazing tool, I'll let you know!

Have a happy 'hump day!'

Steve

P.S. For a sneak peek at this FREE insider report - "How to Escape The Debt Rat Race," call 1-800-882-1834, ext. 2019 anytime, 24/7 and I'll rush you this eye-opening report. Or you can get your copy by clicking here. Make sure you put the words "Debt Rat Race" in the subject line.

Peace!

Need a Vacation From Your Bills?

This gets overlooked a lot...

One of the really cool things about refinancing your home mortgage is this:

You get to skip one, sometimes TWO house payments!

This comes in handy when you need to take care of unexpected expenses. (Like work you've been meaning to get done around the house, a nagging repair to your car you've been putting off, etc.)

Here's another quick tip for what you can do with this 'payment vacation:'

Apply the extra savings directly to your mortgage. It's the same as investing the money at the same rate of return as the rate on your new mortgage!

Pretty cool, huh?

Want to learn more insider tips & tricks to help you break free from the debt race?
All you need to do is drop me a line and I'll rush you my FREE report "How to Escape The Debt Rat Race."

Have yourself a wonderful Tuesday!

Dedicated to giving you financial freedom,
Steve

Can You Answer These Questions?

· What is THE most important factor for achieving financial freedom?

· Is the interest rate on your home mortgage its most important factor?

· Do you know how to beat the ‘fat cat’ banks, mortgage lenders & credit card companies at their own game?

· Are there really 'hidden forces' sabotaging your financial success?

· Is your home mortgage literally sucking the life out of you financially?

· What is the Big Trap set by banks, merchants and lending institutions? (And do you know the two words they use to keep millions of Americans mired in untold BILLIONS of dollars of crippling debt?)

· What's the Simple, Easy & Effective 7-Step Plan for Attaining Freedom From the Clutches of Debt…once and for all?

If you want to know the answer to these questions, simply subscribe to my blog by entering your email address in one of the links to the left of this page.

Or you can call me at (877) 743-0110, leave your name & address. Then I'll send you the answers in the 'snail mail.'

Go for it!

Steve

P.S. You can also drop me a line and I'll send your FREE report over right away! Thanks! :)

WARNING: Don’t Sign Off on Your Mortgage Until You Read This!

SPECIAL FREE REPORT - 20 Terms You Must Know and Understand
Before You Sign Off On Your Mortgage!

Buying a home and shopping your mortgage can be a confusing (and intimidating) experience. That’s why it’s so important that you prepare yourself as completely as possible for the road ahead.

You may encounter several terms with which you are unfamiliar during the lending process. Educating yourself on the many terms and concepts used during the process will help you make sound financial decisions… decisions that will save you big money!

Lack of preparation could cost you tens of thousands of dollars! Don’t let it happen to you...Call Now for your FREE report... 1-800-882-1834 Ext 2057 anytime 24 hours a day…

…Or send me an email with the words “20 Terms” in the subject line. I’ll RUSH this information to you right away!

Hope this helps, have a fabulous day!

Steve

“Attention: Iowa Homeowners - Use These 10 Steps To Find Out If Your Mortgage Lender is Taking You For a Ride…”

Sad but true...I hear about this almost every day.

I run across folks like you that have no idea about the terms of their current home loan. (Read my previous posts for some examples.)

If you live in Iowa and own your home, there's a FREE way to find out if your Lender is 'taking you for a ride.' Here's all you need to do:

1. Go to http://www.iowalandrecords.org/
2. Click on the 'become a registered user' link. Follow the simple instructions. (Hint: make sure you sign up as a public user so you can have unlimited FREE access to your records.)
3. Once you obtain your unique user name and password, login to the site.
4. Click on the 'Land Record Search' link to the left.
5. Select your County, then click 'continue search.'
6. Now you can locate your mortgage by date range, your 1st & last name, or by the name of your Mortgage Lender.
7. Make sure you choose 'Mortgage' in the document type drop-down window, then click 'search.'
8. Now you can view an image of your mortgage by clicking on the 'Img' link.
9. When the next screen pops up, click on the 'view full image' link. Now you can view a copy of your recorded mortgage as an Adobe PDF document.

OK. Step 10. is a 'biggie.' Here's where you need to pay close attention:

10. Scroll to the 2nd page of your Mortgage. In the middle of the page you should see a bunch of boxes. Check and see if your document has an 'X' on the 'Adjustable Rate Rider' box.

Does it? If not, great. But, if it does...

Then you need to read the Rider in your document! It spells out how the interest rate on your loan more than likely WILL increase, and when.

Whew! Seems like a lot of work, doesn't it?

Want an easier way to see if your being 'hosed' on your home loan?

Then pick up the phone and give me a call at (877)743-0110.
I can help you figure out if your Lender really is 'taking you for a ride!'

I'm shocked at how many people have no idea about the terms of their home
loan. Nobody told them they have an adjustable rate.

Hopefully, this post will help you find out the truth about your mortgage...and I also hope you find out this way rather than the hard way...

...After Your Payment Goes Through The Roof!

Check it out!

Steve

P.S. Please feel free to share these tips with anyone else you think would benefit from this...thanks! :)

Discover The 7 Little-Known Secrets of Reducing Your Debt Quickly and Easily

"I've decided to spill the beans and reveal the 7 secrets
that insiders like you can use to quickly and easily get
out of debt faster."

Call 1-800-882-1834, Ext. 2017
anytime, 24/7 for a FREE recorded message to
request a copy of this FREE Special Report.
This is a no-obligation community service.